I had the following idea on how to financially support Twitch and simultaneously motivate users in the chat. I call it "routed donations".

This mainly concerns smaller streamers, with around 100 people in the chat.

Often, I find that some fellow chat members are very helpful. And I have no other way to reward them besides gifting a subscription.

What if there were "routed donations"? Donations that could be sent to people in the chat? I could send money: 1/3 would go to the streamer, 1/3 to the helpful chat member, and 1/3 to Twitch (for example).

This would motivate users in the chat to be more active; financial motivation works like magic and would attract some new people to the chat.
Twitch would partially solve its problem with donations because this money would flow through its platform, instead of 3rd party providers. They would implement user wallets that work exclusively through Twitch.

Besides fostering a more engaged community, the streamer would have additional income.

Twitch could even venture into the world of financial institutions since every user would have a Twitch wallet. This could lead to some interesting possibilities (Twitch credit cards).

A long-term problem is the quality of people in the chat; what do you expect for free? Financial motivation would work just like it does on social networks, StackExchange, or Twitch itself. People in the chat would start putting in more effort.

What’s wrong with this idea? 🙂