I think users should be allowed to give their channel points to other users. You choose who you want to give your channel points to and how much channel points you want to give them. It could be useful in multiple circumstances.

For example, a user has 45k channel points and wants to redeem a reward that costs 50k. A different user may be generous and then give the first user 5k channel points so they can afford the reward.

Since streamers have infinite channel points for their channel, they could give users points too. For example, they could have an event where chat plays a game and the streamer gives 50k channel points to the winner.

Also, you could add a setting for streamers so only certain users can give or receive channel points, such as allowing only subscribers to give channel points to other users, including non-subscribers, or not allowing only non-followers from receiving channel points from followers. This could work in case streamers don’t want non-subscribers or non-followers from receiving free channel points or something.

Allowing users to share channel points with other users could allow viewers to interact in ways other than just predictions. Plus, this would allow streamers to create their own ways of allowing viewers to receive channel points without requiring multiple complicated new methods.